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What is Individual and Family Medical Insurance?
You may know Affordable Care Act (ACA) plans as major medical, comprehensive coverage, or even “Obamacare,” but whatever you call them, these plans meet all the requirements of the ACA and are typically the most comprehensive on the market. If you have a chronic illness or face a medical emergency, these plans can help prevent staggering expenses.
How does a Individual & Family Medical Insurance plan work?
ACA plans provide benefits for a broad range of health care services, both inpatient and outpatient, can save you money on routine doctor visits, prescription drugs, preventative care, hospital stays, and more. These plans are available to almost everyone, and you can’t be denied based on preexisting conditions.
A Individual and Family Medical Insurance plan may be right for you if:
- Want comprehensive coverage beyond typical doctor visits and annual physicals.
- Want to be protected by Out-Of-Pocket Maximums and Deductibles.
- Can afford a slightly higher monthly premium compared to other types of coverage.
